As we celebrate our 30th year of existence, we are highlighting our board members. This interview, conducted by our newest board member, Leah Pugh, is with Ronda Heathcott who is the second longest serving board member. She has served Habitat for 27 years.
With so much negativity about our world being easily accessed, it’s easy to feel discouraged. With that in mind, Habitat for Humanity of Northwest TN would like to shed light on some of our small-town heroes. They’re making a difference by choosing to help those around them. By supporting Habitat for Humanity with their time and talents, they bring hope to those in need.
Today we will spotlight Mrs. Ronda Heathcott. She is Sr. Vice President at First Citizens National Bank in Dyersburg. She has been with the bank for 28 years and has been the Manager of the Mortgage Department for 27 of those years. She has experience in helping people with home purchases, refinances, and renovations. Her husband, Jerry, has been a local contractor building homes in Dyer County for many years. Together they have been helping families with their home needs for many years.
Ms. Heathcott has seen many changes during her time with Habitat, from changing office staff to welcoming new Board Members and the ever-changing mortgage regulations. But each change has had a positive impact and enables Habitat to flourish and continue to be a viable organization in our community. Mrs. Heathcott explains what brought her to help at Habitat for Humanity.
“Mr. Charlie James approached me about being involved in Habitat almost 27 years ago. I joined the Habitat Board of Directors in November 1996. Only Bob Dean has been on the Habitat Board longer…..we are the old-timers! After hearing Mr. Charlie talk about his love for the organization and the many worthy people needing assistance, I knew instantly that I could help. With my knowledge and experience, I knew I could assist with the building and financing of new homes, which could not be possible without Habitat and the many talented volunteers. I am also Chairmen of the Selection Committee and have been involved with most of the 30 families with their home purchases. This committee is comprised of several Board Members with knowledge in analyzing an application for qualifications for the Habitat Program. We choose homeowners based on their level of need, willingness to partner in the program, and ability to repay the loan. Once the Selection Committee approves the family, it is submitted to the full Board for approval. The process begins with choosing the appropriate size home to perform “sweat equity” in the building process on their home and other homes.
According to the census report, Dyer County’s poverty rate is approximately 25% higher than the rate in Tennessee. Could you tell us what Habitat means to you and the Dyer County community?
“Habitat has become an important organization in our community by helping families with safe and affordable housing. These families have never owned a home, and purchasing a house is the most expensive asset they will ever purchase. The responsibilities that come with homeownership give them a sense of pride for their community and family. As a Board Member, it is so rewarding to help in this process and see their dreams come true.”
A safe, affordable home allows families to gather and share life together. Mrs. Heathcott tells us about one family that still stands out to her.
“The one family that stands out to me is our very first family, Ms. Judy Jones, and her family. She has been our biggest advocate over the years. She has supported Habitat and does not hesitate to encourage homeowners and support Habitat with everything from speaking engagements to assisting in any way possible. She has always been so thankful and helpful to our organization. This is what Habitat is all about.”
Around the globe, millions of people lose their homes due to natural disasters, war, and civil unrest. Habitat is there to aid in restoring homes for these families. What do you see Habitat for Humanity of Northwest TN accomplishing for Dyer County in the future?
“Habitat works in more than 70 countries and has helped more than 4.2 million people with home ownership…. and little Dyer County Tennessee is a huge part of that success. I see continued growth for Habitat for Humanity in our community and, with the help and support of very talented Dyer Countians, making a difference in so many lives.”