Habitat for Humanity of Northwest Tennessee

Building Homes, Building Hope

Habitat helps individuals and families buy safe, affordable homes with a 0% interest mortgage. If you are willing to invest time and savings, we're here to help support you.

If you meet three guidelines, you may be eligible for a Habitat home.

Home Ownership

Habitat doesn't just give away houses; Habitat homeowners must go through a Partnership Program that is designed to help them become financially stable.

Income Guidelines

Every potential Habitat Homeowner must be able to meet our minimum and maximum income guidelines as well as pass a credit check.

Partnership

Every potential Habitat Homeowner must be willing to partner with Habitat by providing "sweat equity" hours as well as participate in Homeowner Education classes.

Have A Need

Every potential Habitat Homeowner must be able to prove that they have a need. This need could be substandard housing, overcrowding, rent more than 30% of income, and cannot get financing through traditional means.

Habitat Houses

Habitat houses are modestly-sized. They are large enough for the homeowner family’s needs, but small enough to keep construction and maintenance costs to a minimum.

Habitat for Humanity uses quality, locally-available building materials. Habitat house designs reflect the local climate and culture.

The labor of volunteers and partner families, efficient building methods, modest house sizes and 0% interest loans make it affordable for low-income families to purchase Habitat houses.

Join the Habitat Movement

Sign up to stay up to date on Habitat happenings, volunteer opportunities, and when applications are being accepted.

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